Follow us We can explain what exclusions apply, so you can ensure the cover is right for you – or take a look at our product documentation for full details. Your duty of disclosure When you apply for insurance, you have a legal duty of disclosure. A member of the Association of British Insurers. Several days later she was admitted to hospital in Madeira with a heart problem. HOME INSURANCE POLICY Thank you for choosing Pen Underwriting. For security and training purposes calls may be recorded and monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Prestige Home Policy NFU Mutual Key Features. Features and Benefits Significant Exclusions or Limitations Policy Section HOME EMERGENCY COVER We will pay up to £1,000 for certain home emergencies such as failure of the electricity supply, main heating system, repairs to the roof to make it watertight, plumbing or drainage system which if not dealt with immediately upon your home. Any incident which occurs within the first 14 days of cover is excluded. This policy is evidence of the contract between YOU and NFU MUTUAL and is based on the information YOU provided, which is confirmed on YOUR schedule. Personal serviceBenefit from expert advice in person from your local NFU Mutual agency, backed by our extensive team of underwriters, claims handlers and specialist suppliers. My wife fell ill on arrival. Our Smallholder cover provides essential protection for your ‘home-grown’ business, be it a hobby or for commercial gain. There is no excess to pay in the event of a claim and no limit to the number of claims you can make per year. Chubb®, its logos, and Chubb.Insured. Registered office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. For more extensive cover, ask about our Homeworker cover and our full suite of business and commercial insurances. Hiscox Home Insurance Policy wording. Azur Underwriting Limited is authorised and regulated by the Financial Conduct Authority (FRN 774401). If your home is unsafe, insecure or uncomfortable to stay in overnight we’ll even give you £250 per night to cover alternative accommodation costs for up to seven consecutive nights. Bespoke policyholders benefit from increased business legal costs and accidental damage as standard. Other . WD-APC-UK-APC(1) 18718 04/18 1 Contents General terms and conditions 2 Your home and personal possessions 6 Your legal liabilities 13 Family legal protection 17 Home emergency 22 Travel 25. Close. HOME INSURANCE POLICY WORDING Vasek Insurance - 30-34 Hounds Gate, Nottingham, NG1 7AB Tel: 0115 950 5052 Fax: 0115 950 5053 Vasek Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Minor Works Questionnaire. Personal Belongings cover is available on our home insurance cover only, and is for things such as mobile phones, laptop, jewellery, camera equipment etc, while you’re in or away from your home. Registered office: Tiddington Road, Stratford upon Avon, Warwickshire CV37 7BJ. Defaqto 5 star rated insurance and 9/10 on Reevoo. List Results Download. And, for more unique insurance requirements, we’ll work with our carefully selected partners to bring you specialist cover tailored to your individual needs. insurance cover related to Personal Accident. All cover extensions and endorsements will be subject to the limits, conditions and exclusions of this section and to the general definitions, conditions, exclusions and claims conditions of the policy unless This means you must tell us everything Close, Insurance for high value homes, fine art and collections, Enquire about NFU Mutual Bespoke Insurance, NFU Mutual Bespoke Home Insurance Policy Document [PDF: 697KB] Farm Safety & Risk Management Services for Farms, Directors' & Officers' Liability Insurance, NFU Mutual Bespoke Home Insurance Policy Document [PDF: 697KB], Quality cover for more than just your home**. We have been providing insurance since 1909, so let us take care of your insurance … Uinsure Home Insurance Policy Wording - Introduction to your policy 1 Introduction to your policy Thank you for choosing home insurance from Uinsure. Our policy covers seven types of domestic emergency, and is included as standard with NFU Mutual Bespoke Home Insurance.. Home Emergency Cover can be added to new or existing Home and Lifestyle Insurance policies, providing the help you need when immediate action is required. This is a policy designed for those with valuable property, including contents, fine art and antiques worth over £100,000. Our guide suggests the questions you could ask potential insurers to make sure your home emergency cover will give you the right level of protection. 129.1kb. . . We can explain what limits and exclusions apply, so you can ensure the cover is right for you. Ask us about adding this to your Bespoke home insurance policy. **Additional covers are only available as extensions to your NFU Mutual Bespoke home insurance policy. Whatever treasures adorn your home, express your individuality or accompany you on your travels, our Bespoke Home Insurance has them covered. Search the site If they do not meet YOUR needs, return them to US or YOUR insurance advisor as soon as possible. Download, Home Emergency Insurance Product Information Document [PDF: 71KB] Home Insurance. Note: Amongst the following benefits, “Fire – Building”, “Fire – Contents”, “Earthquake – Building”, “Earthquake – Contents” and “Burglary & Theft” are basic benefits that every insured shall be necessarily provided with every Home Insurance Policy issued. For more information about NFU Mutual Bespoke Insurance, get in touch to arrange a meeting over the phone or face-to-face. So glad we were covered by the NFU. Your Home Emergency Cover can be added to new or existing Home and Lifestyle Insurance policies, providing the help you need when immediate action is required. It is important that everyone insured under this policy is aware of its terms and conditions. NFU Mutual Bespoke Insurance is specially designed for those with high value homes with contents valued over £150,000, offering a tailored approach to protecting your property and cherished possessions. NFU Mutual provide car insurance, home insurance, business insurance, , equine insurance, dog and cat insurance, tractor and travel insurance. 44.69kb. Unoccupied Dwellings Questionnaire. From cars, horseboxes and boats, to travel, holiday homes and working from home, we’ve got you covered with our suite of Bespoke Insurance products - providing higher levels of cover for better peace of mind. Download. Platinum Home Product Disclosure Statement (PDS) and Policy Wording, Australia. With specialist cover to protect horse and rider, plus tack and equipment, our equine insurance policies allow you to enjoy your time with your horse, whether you’re out hacking or competing. Connect with us on LinkedIn. If you want to apply for home insurance or discuss your existing policy over the phone, you can still do this by calling us on 0800 145 60 60 (Monday to Friday 9am to 6pm, Saturdays 9am to 3pm, and Sundays 10am to 3pm). Download our exclusive Bespoke guide from NFU Mutual and Bonhams on protecting your home and treasured possessions. Whether you’re looking to insure jewellery and watches you wear on a daily basis, or pieces reserved for special occasions, with generous unspecified values and the option to agree values, we give you the reassurance to allow you to enjoy wearing your cherished items. Premier Home Policy NFU Mutual Key Features. Relax, knowing you’re covered for travel essentials such as medical expenses, unavoidable cancellation and delayed departure to personal accident, legal costs and loss or theft of cash, tickets and passports. INDEX Your home insurance policy 4 Cancelling this insurance 5 Many households are leaving themselves open to the risk of being underinsured and most won’t realise it until they come to make a claim. 5 Star rated provider.Ethical home insurance with a high level of cover for buildings,contents or both. Home insurance policy details. Home Emergency Cover offers added protection to our Home Insurance for when the unexpected happens. WE'RE HERE TO HELP All of our local Agents are available and some agency offices are open, adhering to government guidance. Whether you’d prefer a complete home insurance solution or a contents-only policy, Bespoke’s high value home insurance comes with a wide range of enhanced benefits included as standard. It … Map Results, or Save 35% on your Home Insurance. Important Note: The above branded insurance product names refer to the insurance policies and are arranged by Aon New Zealand as the broker. For most, the real joy of jewellery is being able to wear it, so here are some steps you can take to help preserve your most precious items. So, if you do need to make a claim, you can count on us. Registered in England. 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